I own a small subcontracting business that does about $400K per year. Cash flow is always an issue since we need to purchase materials to do a job but have to wait 60 to 90 days for payment from the General Contractors.It is amplified if we are awarded a few contracts at once as material purchases need to be made well before the job is started. We applied to SharpShooter Funding® and were given close to a $50K line of credit. We finally used it and it was very easy to do. I wouldn’t use it unless it is for cost of goods sold where a return on investment is multiplied. The fee charged is moderate but given the ability to take on additional work and not have to refuse a job is just a part of doing business. We can then repay within 30 to 60 days and that’s the only way to do it without costing you much more over the 6 or 12 month payment schedule.